Property Investment FAQs

Have a look at the FAQs below, if you’re still curious about anything. If you don’t find the answer you’re looking for, simply get in touch with a Made For You Finance broker.

Why invest in property?

Investment properties have many benefits when building long-term wealth. If you take the time and select your investment properties well, property can deliver good returns for long-term investors.
If you are thinking of arranging loans to secure an investment property, consult with your Made For you Finance broker to secure a suitable loan that will help to minimise your risk and maximise your return.

Can I use the equity in my home as a deposit?

If you’ve owned your own home for a few years, you could have built up quite a bit of equity in your property. Equity is the value of an asset not subject to any lender’s interest. For example, a property worth $600,000 with a mortgage loan of $200,000 has equity of $400,000. Instead of finding a cash deposit to buy an investment property, you could use this equity as the deposit.

What fees and charges should I consider?

For more information click here.

What’s negative gearing?

A property is negatively geared when the costs of owning it, such as interest on the loan, bank charges, property management costs, maintenance, repairs and capital depreciation, exceed the income it produces. Essentially, your investment must make a loss before you can claim a tax benefit.

To find out more contact your local made For You Finance broker.

What’s positive gearing?

You can also positively gear a property. This occurs when the investment income exceeds your expenses and other possible deductions. You may be subject to additional tax on any income derived from a positively geared investment.

To find out more contact your local Made For You Finance broker.

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